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Your lawyers for your finances
Law firm for account unblocking
Fast, understandable and honest - directly with lawyer Corinna Ruppel
Has your account been blocked? We will help you to quickly regain your ability to act. CDR Legal supports you in clarifying the cause, lifting unauthorised blocks and restoring your solvency. With our experience in banking and capital market law, we examine the legal basis and support you in taking further action.
Account locked: Restore access
An account freeze can quickly lead to serious problems – payments are not made, standing orders are cancelled and access to your own funds is blocked. Often, the blocking occurs without clear justification or is based on misunderstandings.
CDR Legal will clarify the background for you, check the legality of the measure and, in the event of unjustified suspensions, demand the immediate release of the account. If there are valid reasons, we will assist you in reaching an amicable solution with the bank. With our experience in banking and capital market law, we ensure that you quickly regain access to your account and financial security.
"For us, personal cooperation with our clients is extremely important. We are 100% committed to your cause."
On site and across Germany
Your contact: Attorney Corinna Ruppel
Attorney Corinna Ruppel advises clients on all matters of banking law—from securities transfers and deletion authorizations to unlawful account blocks. When banks fail to meet their contractual obligations or withhold funds without sufficient justification, she asserts her clients’ claims with determination. With her extensive experience in the banking sector, attorney Ruppel understands the internal processes and decision-making structures of financial institutions. Her working style is marked by thoroughness, clear communication, and a solution-oriented strategy aimed at achieving a swift and economically sound resolution.
Clients' experiences with us
Account blocking at the bank: legal challenges and options for action
If your bank account is suddenly blocked, you will find yourself in a difficult situation that is often accompanied by opaque reasons and considerable financial restrictions. CDR Legal is at your side with competent legal support – take advantage of our free initial consultation, in which experienced lawyers will analyze your situation in detail and advise you individually.
Legal classification and technical explanations
Accounts are usually blocked if there is uncertainty about suspicious transactions, breaches of the terms and conditions or indications of money laundering. The issue of liability is central in these cases. It is necessary to clarify whether the customer is partly responsible or whether the bank has failed in its duty of care (e.g. in the area of risk monitoring).
An account block is not automatically unjustified. However, errors in the assessment of the available data or hasty decisions by the bank can lead to considerable disadvantages for the person concerned. In order to fully recognize and enforce your rights, a sound legal assessment is essential. The article ” Account blocked – what to do?” provides examples of the possible approaches to contesting an account blocking.
Practical recommendations for action
If you are confronted with an account freeze, you should act immediately to safeguard your legal options. The following measures are recommended:
- Detailed documentation: Collect all relevant documents, e-mails and messages from your bank. Complete documentation is often crucial in order to be able to trace the course of the blocking.
- Review the reasons for blocking: Analyze whether and to what extent the blocking is justified. Watch out for indications of suspicious account transactions or breaches of the contractual terms of use.
- Timely response: Observe the deadlines stated in the notifications in order to lodge an objection or request additional information in good time.
- Seek legal advice: Contact a specialized lawyer as early as possible to uncover any errors in the assessment of your case. A free initial consultation with CDR Legal offers you a non-binding initial assessment.
Other relevant aspects: Phishing and online banking
In the context of account blocking, the topic of phishing is also increasingly coming to the fore. Cybercriminals use manipulated websites and fake emails to gain access to your sensitive data, which can lead to unauthorized access and subsequent account blocking. You can find detailed information on the methods used by fraudsters and useful preventive measures in the article Phishing in online banking.
Legal consequences and prospects of success
Unlawful account blocking can have far-reaching financial and personal consequences. In addition to immediate losses, there is a risk that you will be restricted in your ability to act financially in the long term. In legal terms, the aspect of gross negligence is also examined here. If it can be proven that the bank has failed to exercise due diligence to a significant extent, you may be entitled to compensation.
The chances of success of legal proceedings depend heavily on a precise presentation of the facts of the case. An experienced legal advisor will help to secure the necessary evidence and build a coherent legal argument.
Recommendations for the further process
In order to enforce your rights in the best possible way, we recommend that you take the following steps:
- Contact us early: Contact a specialized lawyer as soon as possible to discuss your case in detail.
- Comprehensive case analysis: Have all relevant documents checked by experts to identify any shortcomings on the part of the bank at an early stage.
- Individual legal advice: Every case is unique – tailor-made advice ensures that your specific situation is given appropriate consideration.
- Involvement of legal expenses insurance: Check to what extent your legal expenses insurance will cover any costs in order to cushion the financial burden.
These measures ensure that you are in the best possible position to take action against an unlawful account blocking. CDR Legal only takes on cases with a realistic chance of success and offers full cost transparency so that you always have an overview of all fees incurred.
Advice from CDR Legal – your advantage in the event of a dispute
Our many years of experience in banking and capital market law enable us to analyze your situation precisely from a legal perspective and effectively enforce your claims. We rely on well-founded analyses and current court rulings to present the facts convincingly. You can rely on CDR Legal’s expertise, which has already led to successful results in numerous cases.
Initial consultation with CDR Legal
Simply fill out the following contact form and we will get back to you promptly for an initial consultation.